Uncategorized
6 Reasons why you should use a Credit Card
Credit cards are not a desire now but a need these days, especially if you own a house or car. There are 5 reasons to get a credit card and use it. Reward Points Credit cards offer reward points for purchases that you make. These reward points can be redeemed for gift vouchers or cash or can be used to
Reversal of credit card transactions
Reversal of credit card transactions: There is an example to explain the reversal of credit card transaction- Shweta was very particular and on time with all her payments with credit card, there is never any delay on that. The only problem was she never used to check her credit card status and stuff associated with that. There is never any
Seven Credit Report Myths Busted
There are many factors that you think affecting your credit score but not all of them are true. Following are some of the credit score myths debunked here: 1. Age determines the credit score: it’s a major myth that your age has an impact on the credit score like younger you are, lesser be your credit score. But its absolutely
Here Is All You Need To Know About Calculating Your Taxable Income
Every individual has to calculate its taxable income to pay income tax and people are confused about how to calculate taxable income and what actually is a taxable income? We have a tendency to leave the calculation of tax on the Chartered Accountant. Basically, taxable income is the final amount which is arrived after calculating and taking into consideration all
Happy Dhanteras
May this Dhanteras endow you with opulence and prosperity “Shubh Dhanteras”
Loan default is not the end
Today, all your dreams can come true in just a call to the bank and get a loan , be it car loan, house loan, educational loan, Few decades ago, taking a loan was a taboo and people are so conservative that they choose to live life in hunger rather than to take a loan. But now, the scenario has
What happens when a borrower fail to repay a loan?
Loan is the amount agreed to be paid by the financial institution or the lenders to the borrower with or without collateral security in lieu of the promise to pay back at the time of redemption of loan along with the interest. Before extending a loan to the borrower, lender do the credit health checkup of the borrower to be
How to make children understand the budgeting
The most challenging task is the budgeting for young adults. As they find it tough to manage their money and segregate the department where the money is to be spent on so that there is no waste of money as well as money is put to good and wise use. Nowadays, parents start early and teach their kids how to
The Aadhaar Verdict: What It Means to us?
What is aadhaar card number? So basically, aadhaar card is the number which is given to a particular individual and to make him different from other and to show his individuality. It makes every person unique in itself. Aadhar card not mandatory Supreme Court has also abated the earlier law of TRAI on mandating linking of aadhaar number to your